#givingtuesday 2019
Your generous support and contributions will enable us to help the underserved in our community find financial freedom through home ownership.
Meet charles hands, Realtist of the week
Charles Hands, III is Attorney at Law with Hands Law Firm. In business for three years, Attorney Hands has vowed to use his talents as a sword to fight for people after life-changing injuries in car, truck, and motorcycle accidents as well as other types of personal injury. He excels in guiding his clients through the often confusing maze of financial and legal decisions to create plans that ensure the well being of their families and the accomplishment of cherished family goals.
Excellence has always been a part of Charles' goals. He earned his bachelor’s from the University of North Carolina at Chapel Hill, graduating in the top 5% of his law school class from North Carolina Central University School of Law (“NCCU”). While at NCCU, Charles was a NCCU Foundation Scholar, CITI Scholar, Contracts Teaching Assistant, and Senior Editor of the NCCU Law Review. Further, Charles founded the Dean’s Ambassadors Program where he served as Lead Ambassador to Dean Phyliss Craig-Taylor. Charles was also the only NCCU student chosen to receive a sponsorship from the American Law Institute, one of the most prestigious legal groups in the United States. He gained significant experience as a legal intern working with the largest public utility in the United States, Duke Energy. Charles has also worked as a legal intern for the Honorable Judge Wanda G. Bryant at the North Carolina Court of Appeals. When asked what his greatest achievement in business is, Attorney Hands will tell you, "Piercing the "corporate veil" of an LLC in civil court for one of the largest "slumlords" in North Carolina in benefit to my client who was a tenant of said slumlord. This allowed my client to receive damages from the breach of duties owed to my client under NC law."
Attorney Hands' affiliations include North Carolina Bar Association (Estate Planning & Fiduciary Law, Real Property, and Litigation Sections), Mecklenburg County Bar Association (Estate Planning & Probate Section), Founder & Chairman of Harvey B. Gantt Center's Millennial Advisory Board and Founder & Ex Officio Member of M&F Bank's Millennial Advisory Board.
Charlotte Crown's Youth Financial Literacy At MLK Jr. Middle School
December monthly business meeting
Join Charlotte Crown Black Real Estate Association as we celebrate with a festive Holiday Luncheon and a special program to help you prepare your business for success in 2020! Demond Raybon, CEO of StealthEnomics and Rodney Archer, CEO of Family Wealth, will provide a joint presentation on business planning and wealth building to kick start your 2020.
Holiday games, music and networking will continue after the program.
Bring a stocking stuffer for a child and Charlotte Crown will distribute to families in need through the Goodwill!
For Non-NAREB members and Non-1st attendees, register at https://www.eventbrite.com/e/december-monthly-meeting-holiday-luncheon-tickets-83920810403
For NAREB members and 1st time attendees, register at https://www.eventbrite.com/e/december-monthly-meeting-holiday-luncheon-tickets-83919895667
get on the bus tour
in the real estate industry? Come grow with us!
We are the faces of advocacy and education for democracy in housing for all. We are REALTISTS®. We promote the highest standards of professional integrity and follow a strict code of real estate industry ethics. We welcome all real estate professionals who believe in “Democracy In Housing.” Become a member today!
African Americans underserved, overcharged by US banks
By Zack Budryk
The relative rarity of banks in nonwhite neighborhoods is exacerbating the racial wealth gap by leaving African Americans more reliant on expensive financial services such as payday lending institutions, according to Reuters, citing research by McKinsey & Co.
The study found that majority-white counties have an average of 41 financial institutions per 100,000 people, compared to 27 in non-white majority neighborhoods.
It also found banks in majority-black neighborhoods tend to require a higher minimum account balance, with an average minimum of $871 in black neighborhoods compared to $626 in white neighborhoods.
“Black families are being underserved and overcharged by institutions that can provide the best channels for saving,” McKinsey partners Shelley Stewart and Jason Wright wrote in the report.
Racial wealth disparities have widened in recent decades, according to Reuters. In 2016, the average white family had a net worth of $171,000, more than 10 times the median net worth of $17,600 among black families.
Closing the gap would bring a spike in investments and consumption that could increase gross domestic product as much as 6 percent by 2028, according to McKinsey.
The wealth gap has become an issue in the presidential race as well, with Sen. Elizabeth Warren(D-Mass.) publishing a plan to give $7 billion to minority entrepreneurs and expand the Community Reinvestment Act.
Sen. Kamala Harris (D-Calif.), meanwhile, issued a plan in July to invest $100 billion in black homeownership.
“We must right the wrong and, after generations of discrimination, give black families a real shot at homeownership, historically one of the most powerful drivers of wealth,” Harris said at the Essence Festival in New Orleans.
This article is taken from the website of the National Association of Real Estate Brokers.
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Have a comment about this article? Email info@charlottecrown.org
Congratulations region V Vice President Sheryl Merritt
Charlotte Crown members attend the 2019 NAREB CONVENTION
Charlotte Crown Black Real Estate Association members attended the 2019 National Association of Real Estate Brokers Convention in Atlantic City, New Jersey. Pictured are Patricia Ledbetter, Alece Alexander (Secretary), Toni Jones, Tawanda Burney (2nd Vice President), Art Cotton (Treasurer), Sandra Norman (Marketing Committee Chair), Antonio Worsham (1st Vice President), Kelly Panaro (Assistant Treasurer), Wendell Hill and Stephone Johnson. Also pictured is Charaka Cook, member of South Carolina Chapter of NAREB. MJ Watkins (Board of Directors Chair) also attended.
OUR SPONSORS
Our Mission
Empower our communities to increase home ownership through education, financing and other resources; as well as provide economic and professional development opportunities for our membership.
Realtists Are...
Realtists include Real Estate Brokers, Mortgage Originators, Real Estate Attorneys, Appraisers, Home & Pest Inspectors, Property Managers, Real Estate Instructors, Insurance Professionals, Handyman, and More... Realtists promote the highest standards of professional integrity by following a strict code of ethics pursuant to professional certifications and accreditation. Realtists advocate for public policies that protect and expand sustainable affordable housing and home ownership.
Charlotte Crown
Charlotte Crown Realtist Association was chartered in 2004. Charlotte Crown/NAREB are known as ‘Realtist’ and focus on promoting the highest standards of professional integrity. The organization is driven by its mission of creating "Democracy in Housing" and currently has an initiative to increase Black home ownership by 2 million over the next 5 years. The strategic vision of Charlotte Crown
is to rebuild black wealth through home ownership. Charlotte Crown is the local advocate to serve the under-served
and meet the needs of the
Greater Charlotte area.
Our Mission
Empower our communities to
increase home ownership through
education, financing and other resources; as well as provide economic and professional development opportunities for our membership.
Our History
Charlotte Crown Realtist Association is the local chapter of the National Association of Real Estate Brokers (NAREB). NAREB was founded in 1947, as an equal opportunity and civil rights advocacy organization for African American Real Estate Professionals, Consumers, and Communities. NAREB has fought to ensure that African-Americans and other minorities received fair treatment in all real estate transactions. NAREB is the oldest minority trade association and its members are known as ‘Realtist’ and focus on promoting the highest standards of professional integrity. NAREB's holds a vision of creating "Democracy In Housing" in the Greater Charlotte Area. With our diverse membership base, we focus on every facet of the real estate market.