meet erin gary, realtist of the week

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 Erin Gary is the owner, CEO and Broker-In-Charge of Palatine Parcels LLC. In the real estate business for six years, Erin has helped elevate her clients to home owners, relocated home sellers to more suitable dwellings and assisted investors with wealth building strategies. She has her Short Sales and Foreclosure Resource (SFR®) certification, the Seller Representative Specialist (SRS) Designation and the Real Estate Negotiation Expert (RENE) certification. Erin has worked on Charlotte Crown's Fundraising and Outreach Committees, helping bring awareness of democracy in housing.


In business, Erin's greatest achievement is starting her own real estate firm. She is able to assist her clients in purchasing one of the largest assets in life. "I get joy when I hand my clients those keys. And as an investor, I love receiving the keys and flipping them to first time home owners, empty nesters and city dwellers."


When Erin moved to the Charlotte Metro Area over seven years ago, she was determined to shake things up and do something different. "After all, Charlotte was then, and is now, the next HOTlanta." Coming from a hospitality and non-profit background, Erin knows what it means to wear multiple hats while serving others. "And that is what real estate is all about, relationships! Viewing beautiful homes and negotiating on the ugly ones is just a bonus. Past experiences and skills have prepared my path to being the Realtist and Realtor I am today!"

Erin lives to enjoy life. "I enjoy all the love in the world from my mama and best friend, my three sons who give me joy and my grandson who has a laugh that makes me smile. I have some really great friends. This circle of people are the reasons why I strive to achieve the best life has to offer."


Erin's genuine style of living reflects her Creator: "Everything in the Heavens and Earth is yours dear LORD. We adore YOU for being in control of EVERYTHING! Riches and honor come from YOU alone and YOU are Ruler of all mankind. It is at Your discretion that men are made great and given strength."


Erin is a member of the Phi Theta Kappa Honor Society. Her leisure includes attending stand up comedy acts, touring museums, challenging her opponents at chess, road tripping, reading and enjoying her own personal quiet time.

charlotte crown's debut at the southern women's show aug 23

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Real estate brokers and mortgage lenders will be on hand to answer your questions.

The get on the bus tour is coming to charlotte

missed our August Monthly Business Meeting?

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The City of Charlotte’s Director of Planning, Taiwo Jaiyeoba, was our featured speaker during Charlotte Crown’s monthly business meeting. Considered an influential player on the future direction of growth and development in Charlotte, Mr. Jaiyeoba shared his thoughts on the 2040 Comprehensive Plan. He provided insights on important issues including diversity and inclusion, affordable housing, zoning, gentrification and business opportunities. 


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African Americans underserved, overcharged by US banks

By Zack Budryk

 

The relative rarity of banks in nonwhite neighborhoods is exacerbating the racial wealth gap by leaving African Americans more reliant on expensive financial services such as payday lending institutions, according to Reuters, citing research by McKinsey & Co.


The study found that majority-white counties have an average of 41 financial institutions per 100,000 people, compared to 27 in non-white majority neighborhoods.


It also found banks in majority-black neighborhoods tend to require a higher minimum account balance, with an average minimum of $871 in black neighborhoods compared to $626 in white neighborhoods.


“Black families are being underserved and overcharged by institutions that can provide the best channels for saving,” McKinsey partners Shelley Stewart and Jason Wright wrote in the report.

Racial wealth disparities have widened in recent decades, according to Reuters. In 2016, the average white family had a net worth of $171,000, more than 10 times the median net worth of $17,600 among black families.


Closing the gap would bring a spike in investments and consumption that could increase gross domestic product as much as 6 percent by 2028, according to McKinsey.

The wealth gap has become an issue in the presidential race as well, with Sen. Elizabeth Warren(D-Mass.) publishing a plan to give $7 billion to minority entrepreneurs and expand the Community Reinvestment Act.


Sen. Kamala Harris (D-Calif.), meanwhile, issued a plan in July to invest $100 billion in black homeownership.


“We must right the wrong and, after generations of discrimination, give black families a real shot at homeownership, historically one of the most powerful drivers of wealth,” Harris said at the Essence Festival in New Orleans.


This article is taken from the website of the National Association of Real Estate Brokers.



Learn More

Have a comment about this article?  Email info@charlottecrown.org

congratulations NAREB President Donnell Williams

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Congratulations region V Vice President Sheryl Merritt

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Charlotte Crown members attend the 2019 NAREB CONVENTION

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Charlotte Crown Black Real Estate Association members attended the 2019 National Association of Real Estate Brokers Convention in Atlantic City, New Jersey.  Pictured are Patricia Ledbetter, Alece Alexander (Secretary), Toni Jones, Tawanda Burney (2nd Vice President), Art Cotton (Treasurer), Sandra Norman (Marketing Committee Chair), Antonio Worsham (1st Vice President), Kelly Panaro (Assistant Treasurer), Wendell Hill and Stephone Johnson.  Also pictured is Charaka Cook, member of South Carolina Chapter of NAREB.  MJ Watkins (Board of Directors Chair) also attended.

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OUR SPONSORS

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Our Mission

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Empower our communities to increase home ownership through education, financing and other resources; as well as provide economic and professional development opportunities for our membership.  


Realtists Are...

Realtists include Real Estate Brokers, Mortgage Originators, Real Estate Attorneys, Appraisers, Home & Pest Inspectors, Property Managers, Real Estate Instructors, Insurance Professionals, Handyman, and More...  Realtists promote the highest standards of professional integrity by following a strict code of ethics pursuant to professional certifications and accreditation. Realtists advocate for public policies that protect and expand sustainable affordable housing and home ownership.

Charlotte Crown

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Charlotte Crown Realtist Association was chartered in 2004.  Charlotte Crown/NAREB are known as ‘Realtist’ and focus on promoting the highest standards of professional integrity. The organization is driven by its mission of creating "Democracy in Housing" and currently has an initiative to increase Black home ownership by 2 million over the next 5 years. The strategic vision of Charlotte Crown

is to rebuild black wealth through home ownership.  Charlotte Crown is the local advocate to serve the under-served

 and meet the needs of the 

Greater Charlotte area. 


Our Mission

Empower our communities to 

increase home ownership through 

education, financing and other resources; as well as provide economic and professional development opportunities for our membership.  



Our History

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Charlotte Crown Realtist Association is the local chapter of the National Association of Real Estate Brokers (NAREB).  NAREB was founded in 1947, as an equal opportunity and civil rights advocacy organization for African American Real Estate Professionals, Consumers, and Communities.  NAREB has fought to ensure that African-Americans and other minorities received fair treatment in all real estate transactions.  NAREB is the oldest minority trade association and its members are known as ‘Realtist’ and focus on promoting the highest standards of professional integrity.  NAREB's holds a vision of creating "Democracy In Housing" in the Greater Charlotte Area.  With our diverse membership base, we focus on every facet of the real estate market.

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Schedule & Visit Us @

601 E 5th St Ste 330J

Charlotte, NC 28202