Jaila Dickerson is the CEO of Dickerson and Associates, Allstate Insurance. Licensed in North and South Carolina, Jaila has a passion for getting to know the the local families. "I enjoy being a part of the community, and building local relationships is one of the best parts of my job." She knows what life is like in the Charlotte metro area and she works with the budget that fits her clients' lifestyles. Jaila has been in her sustainable business for a year, her greatest business achievement. She recently became a member of Charlotte Crown.
Jaila's mission is to educate consumers on the power of insurance. She helps customers protect what they work hard to achieve, including helping her clients create legacies. "Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services." She wants her clients to look at the big picture. Jaila is committed to helping her clients assess their immediate and long-term needs and choose options that will help them achieve their goals, including having coverage for their homes, personal property and financial future.
Jaila is self-motivated as shown in her business. She follows the example of former President Barack Obama. "Change will not come if we wait for some other person or some other time. We are the ones we've been waiting for. We are the change that we seek."
When Jaila is away from servicing her clients, her pleasure is food that is enticing and delicious. "I love a great brunch!"
Jaila Dickerson can be reached at 704-741-1111.
We are the faces of advocacy and education for democracy in housing for all. We are REALTISTS®. We promote the highest standards of professional integrity and follow a strict code of real estate industry ethics. We welcome all real estate professionals who believe in “Democracy In Housing.” Become a member today!
The relative rarity of banks in nonwhite neighborhoods is exacerbating the racial wealth gap by leaving African Americans more reliant on expensive financial services such as payday lending institutions, according to Reuters, citing research by McKinsey & Co.
The study found that majority-white counties have an average of 41 financial institutions per 100,000 people, compared to 27 in non-white majority neighborhoods.
It also found banks in majority-black neighborhoods tend to require a higher minimum account balance, with an average minimum of $871 in black neighborhoods compared to $626 in white neighborhoods.
“Black families are being underserved and overcharged by institutions that can provide the best channels for saving,” McKinsey partners Shelley Stewart and Jason Wright wrote in the report.
Racial wealth disparities have widened in recent decades, according to Reuters. In 2016, the average white family had a net worth of $171,000, more than 10 times the median net worth of $17,600 among black families.
Closing the gap would bring a spike in investments and consumption that could increase gross domestic product as much as 6 percent by 2028, according to McKinsey.
The wealth gap has become an issue in the presidential race as well, with Sen. Elizabeth Warren(D-Mass.) publishing a plan to give $7 billion to minority entrepreneurs and expand the Community Reinvestment Act.
“We must right the wrong and, after generations of discrimination, give black families a real shot at homeownership, historically one of the most powerful drivers of wealth,” Harris said at the Essence Festival in New Orleans.
This article is taken from the website of the National Association of Real Estate Brokers.
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Charlotte Crown Black Real Estate Association members attended the 2019 National Association of Real Estate Brokers Convention in Atlantic City, New Jersey. Pictured are Patricia Ledbetter, Alece Alexander (Secretary), Toni Jones, Tawanda Burney (2nd Vice President), Art Cotton (Treasurer), Sandra Norman (Marketing Committee Chair), Antonio Worsham (1st Vice President), Kelly Panaro (Assistant Treasurer), Wendell Hill and Stephone Johnson. Also pictured is Charaka Cook, member of South Carolina Chapter of NAREB. MJ Watkins (Board of Directors Chair) also attended.
Empower our communities to increase home ownership through education, financing and other resources; as well as provide economic and professional development opportunities for our membership.
Realtists include Real Estate Brokers, Mortgage Originators, Real Estate Attorneys, Appraisers, Home & Pest Inspectors, Property Managers, Real Estate Instructors, Insurance Professionals, Handyman, and More... Realtists promote the highest standards of professional integrity by following a strict code of ethics pursuant to professional certifications and accreditation. Realtists advocate for public policies that protect and expand sustainable affordable housing and home ownership.
Charlotte Crown Realtist Association was chartered in 2004. Charlotte Crown/NAREB are known as ‘Realtist’ and focus on promoting the highest standards of professional integrity. The organization is driven by its mission of creating "Democracy in Housing" and currently has an initiative to increase Black home ownership by 2 million over the next 5 years. The strategic vision of Charlotte Crown
is to rebuild black wealth through home ownership. Charlotte Crown is the local advocate to serve the under-served
and meet the needs of the
Greater Charlotte area.
Empower our communities to
increase home ownership through
education, financing and other resources; as well as provide economic and professional development opportunities for our membership.
Charlotte Crown Realtist Association is the local chapter of the National Association of Real Estate Brokers (NAREB). NAREB was founded in 1947, as an equal opportunity and civil rights advocacy organization for African American Real Estate Professionals, Consumers, and Communities. NAREB has fought to ensure that African-Americans and other minorities received fair treatment in all real estate transactions. NAREB is the oldest minority trade association and its members are known as ‘Realtist’ and focus on promoting the highest standards of professional integrity. NAREB's holds a vision of creating "Democracy In Housing" in the Greater Charlotte Area. With our diverse membership base, we focus on every facet of the real estate market.
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